Terms of Service

1. Agreement to Terms

By accessing our website, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the website.

2. Description of Service

Cash ISA Guide provides educational content about Cash ISAs and tax-free savings in the UK. Our services include:

• Free educational guides
• Downloadable ebooks and resources
• Email newsletters

3. Not Financial Advice

Important: This website provides educational content only and does not constitute financial advice. Always check the latest ISA rules and speak to a qualified adviser if needed.

You should consult with a qualified financial advisor before making any financial decisions. We do not guarantee the accuracy, completeness, or timeliness of any information on our website.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Cash ISA Guide and is protected by copyright and intellectual property laws.

You may not:

• Reproduce, distribute, or modify our content without permission
• Use our content for commercial purposes without a licence
• Remove any copyright or proprietary notices

5. User Responsibilities

When using our website, you agree to:

• Provide accurate information when required
• Use the website for lawful purposes only
• Not attempt to interfere with the website's functionality
• Not collect data from our website without permission

6. Purchases and Refunds

Digital products (such as ebooks) purchased from Cash ISA Guide are delivered electronically. We offer a 30-day money-back guarantee on all digital products.

To request a refund, contact us at hello@cashisaguide.com within 30 days of purchase.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

8. Limitation of Liability

To the fullest extent permitted by law, Cash ISA Guide shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

We do not guarantee that our website will be uninterrupted, secure, or error-free.

9. Indemnification

You agree to indemnify and hold Cash ISA Guide harmless from any claims, damages, or expenses arising from your use of our website or violation of these terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of England and Wales.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by updating the "Last updated" date at the top of this page.

12. Contact Us

If you have questions about these Terms of Service, please contact us at hello@cashisaguide.com.